Marex analyst Louis De Backer said XRP remains 62% below its record high because macro pressure and weak spot flow are limiting standalone demand. Polymarket bettors give XRP a 61% chance of hitting $1 before January 1 and a 13% chance of hitting $3.60 before the end of the

Coinbase is expanding its lending service to include major altcoins like XRP, Cardano, Litecoin, and Dogecoin. This allows eligible U.S. users to borrow up to $100,000 in USDC against these assets without selling them, enhancing liquidity while avoiding tax implications. The service utilizes the decentralized Morpho protocol on Coinbase’s Ethereum Layer 2 network, reflecting a shift towards integrating decentralized finance on mainstream platforms.