At the Stablecoin Summit 2025 held in Singapore, executives from Google and PayPal pointed out that blockchain stablecoins are opening up a new payment model. Unlike traditional payments that are only used for goods and services, future real-time payments between agents will allow for the exchange of "small amounts of high-quality information," thereby nurturing a new economic system.
The trade-off between stablecoins and tokenized deposits
During the discussion, participants emphasized that companies will compare the risk profiles of stablecoins and tokenized deposits when choosing payment tools.
Tokenized deposits: Their value will be influenced by the place of issuance and the underlying assets, and may even fluctuate due to inflation.
Stablecoin: Maintains a USD peg, reducing financial uncertainty for businesses.
Therefore, many financial executives tend to choose stablecoins to ensure the stability of payments and treasury management.
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