#美SEC促进加密资产创新监管框架 Three in the morning, Lao Chen’s eyes bloodshot as he slammed his phone onto the table. It wasn’t another liquidation on his futures position—this time, it was something worse: total trust, wiped out.

His girlfriend and his childhood buddy got a hotel room together after a night out drinking.

This kind of wipeout hurts more than any market flash crash. When the candlesticks crash down, at least you can add margin. But when trust collapses, what can you use to cover your losses?

“How much U do you have to make before you can set up a smart contract on human nature?” His voice was hoarse, almost scary.

I stared at the BTC chart on my phone, silent for a long time. In this space, I’ve seen it all—money can buy you luxury cars, houses, and trending topics, but it can never lock down a heart that wants to run.

But what the crypto market has taught me over the years goes far beyond reading charts.

**Never go all in.** Whether it’s money or feelings, always keep a clear head—go in 70%, keep 30% in reserve.
**Set your stop loss.** When it’s time to cut, don’t hesitate—dragging it out is a death sentence.
**Hold your core assets.** The things that really matter aren’t dumped because of short-term volatility.
**Cold wallet mentality.** Never keep your entire net worth in a hot wallet—and definitely not where someone else can move it at any time.

The drinks will wear off, and the market will keep moving. I can’t give Lao Chen an exact number to plug that hole, but these survival rules work both in and out of crypto.

Money may not protect you from every betrayal, but at least when you’re ready to open a new position next time, you’ll still have your principal, still have chips in your hand.

Neon lights flicker outside the window. Lao Chen will have to grind out his next bull run, one trade at a time. That’s how ETH climbed up too—fall to the bottom, then crawl back out. That’s how the cycle works.

All we can do is always leave ourselves a backup plan—always keep the confidence to start over.