Here's an interesting divergence: the Fed's dot plot suggests only one 25-basis-point cut throughout 2026. Markets? They're betting on two. But here's the real take — expect closer to 100 basis points in cuts next year. Why? Payroll numbers are looking shaky. Weak job growth is coming, and there's barely a whisper of inflation making a comeback. When employment stumbles and price pressures stay dormant, rate cuts become inevitable. The Fed might talk cautious now, but the data will force their hand. Keep an eye on those monthly job reports — they're about to tell the real story.