This article explores emerging trends in the PayFi space, focusing on AI-driven payments, consumer-oriented micro-payment solutions, and groundbreaking on-ramp and off-ramp mechanisms. Through market analysis, case studies, and success factor breakdowns, it uncovers the latest innovations in crypto payments.
2/5/2025, 9:00:47 AM
Gate Research Weekly Review & Outlook: This week BTC continued its decline, reaching a low of around $82,500, while ETH broke support and entered a downtrend. The market correction triggered leveraged liquidations, with 24-hour liquidations reaching $770 million. Oklahoma's "Strategic Bitcoin Reserve Bill" (HB 1203) has passed the House committee and entered the full voting stage. StakeStone officially released its whitepaper on February 26. MetaMask partnered with Transak to expand fiat on/off-ramp services and added support for 10 major blockchains. Ondo Finance's TVL grew by 14.42% over 7 days, reaching $921 million. Bitcoin NFT protocol Ordinals' total inscriptions have surpassed 80 million.
2/28/2025, 2:46:28 AM
Hooked Protocol is a new on-ramp layer blockchain designed to maximize web3 adoption through GameFi techniques that incentivize user adoption of web3 concepts.
4/20/2023, 4:20:15 AM
This article analyzes how crypto payment rails are emerging as next-generation payment infrastructure. As stablecoins gain widespread adoption, DeFi applications mature, on/off-ramp channels multiply, block space becomes optimized, and regulatory frameworks clarify, these rails are creating a parallel financial system that operates 24/7, in real-time, and globally. The article examines traditional financial system components, crypto payment use cases, current challenges, and five-year market projections to provide comprehensive industry insights.
2/18/2025, 6:12:18 AM
Gate Research: This report summarizes blockchain industry developments from February 24-28, 2025. Pump.fun is testing its own AMM, causing RAY price to plummet; Berachain's TVL has surpassed $3.3 billion, overtaking Arbitrum and Base to become the 6th largest blockchain by TVL; Polygon's yield generation plan has raised security concerns, with Aave suspending lending potentially causing TVL outflows exceeding $300 million; Ethereum's Pectra upgrade encountered obstacles on the Holesky testnet, with finality failures potentially impacting mainnet deployment; Sonic's TVL has exceeded $600 million; and MetaMask has partnered with Transak to expand fiat on/off ramp services and add support for 10 major blockchains.
2/28/2025, 9:27:34 AM
If ETH manages to break through the resistance near $4,100, it could trigger another rally, potentially targeting the $4,400 mark.
7/28/2025, 8:38:02 AM
This article explores the evolution of yield models within the DeFi ecosystem, as well as protocols that use elements like RWA (Real-World Assets) and basis trading to maintain yield and liquidity. The development of on-ramp and off-ramp solutions and changes centered around cross-chain interoperability will replace these centralized factors, enhance user convenience in the DeFi ecosystem, and continue to drive innovation in new DeFi protocols as blockchain usage increases.
7/22/2024, 4:26:22 PM
As the regulatory landscape becomes more defined, Ripple intends to ramp up its efforts in international payments and cross-border settlements, aiming to further solidify XRP’s status as a mainstream financial instrument.
8/21/2025, 8:09:41 AM
This article provides a detailed explanation of Web3 off-chain payments, integration with traditional payment methods, and the regulatory compliance of Web3 payments across different countries.
12/25/2023, 9:33:42 AM
Transak is an integration toolkit that allows developers to easily enable fiat-to-crypto and crypto-to-fiat transactions within their blockchain applications, websites, or web plugins.
11/3/2024, 1:26:04 PM
Scallop is an easy-to-use decentralized neobank built on the blockchain that bridges the gap between traditional banking and cryptocurrencies, enabling users to transact seamlessly between fiat and digital currency without needing a P2P service or an intermediary.
2/25/2024, 7:52:50 AM

Payments are a crucial scenario in the cryptocurrency ecosystem, with tens of thousands of cryptocurrency payments occurring both on-chain and off-chain every day. A new cryptocurrency often appreciates in value due to its practical use in payments, making payments an essential bridge connecting the Web2 and Web3 worlds. In recent years, traditional payment providers have been actively entering the Web3 payment space, launching products such as stablecoins and peer-to-peer transaction infrastructures. The driving forces behind this trend include the high profit potential of the cryptocurrency industry, intense competition and high operational costs in traditional payment businesses, and the payment advantages brought by new technologies. As more countries begin to regulate and legalize cryptocurrency payments, the prevalence of crypto payments will further increase. The development of blockchain technology and applications will further enhance the convenience, efficiency, and security of Web3 payment services
7/15/2024, 1:41:13 PM
LeverFi, originally a leveraged trading platform, has now shifted its focus to the Bitcoin ecosystem, launching OmniZK, a protocol to boost BTC network performance, and LeverPro, a platform for issuing Bitcoin-related assets.
9/5/2024, 7:06:32 AM
Crypto-backed cards leverage existing payment infrastructure. They aim to enhance cryptocurrencies' role as a means of value exchange. This will provide a familiar and accessible payment environment for consumers and businesses. This report analyzes the current status of crypto cards and examines their prospects.
12/25/2024, 4:26:22 AM
Fonbnk’s tokenization of airtime minutes and integration with mobile money services present an innovative model with the potential to expand financial services to underbanked populations in African markets.
5/7/2024, 10:22:45 AM