Crypto Founder Says XRP Path to High Valuations Is Easier to Understand Than It Looks

Crypto founder Versan Aljarrah explains that an XRP path to high valuations is easier to understand than it appears.

He expressed this view during his latest appearance on the Digital Outlook podcast. Host Judy asked Aljarrah to explain why the price of the coin has not surged despite several bullish catalysts lining up.

She cited the conclusion of the SEC case against Ripple and new developments such as 401(k) accounts beginning to offer access to crypto. Meanwhile, XRP is currently trading at a loss over the past few weeks, at $2.80. This level is below the $3.60 level it reached before the announcement of the end of the Ripple lawsuit in August.

However, he noted that the full value of the token can only be unlocked once clear regulations are in place and major institutions are ready to migrate to the digital ecosystem. He said for now, there remains a “coordinated effort” to suppress the price. He suggested that past hurdles, such as the SEC lawsuit and market manipulation, are still weighing on XRP’s progress.

XRP Is More Than a Bridge Currency

Furthermore, Aljarrah noted that XRP is far more than a bridge currency for cross-border payments. He stressed that it was designed as a liquidity tool for the entire digital financial system, capable of supporting tokenized assets and debt instruments.

For this reason, he argued that XRP must eventually meet settlement demands across global networks and payment corridors.

Meanwhile, Aljarrah pointed to a past statement from Ripple suggesting that XRP was intended to become a reserve currency—a claim that was later quietly removed. He noted that institutions like JPMorgan and BlackRock, which he said are “working closely” with Ripple, are positioning themselves ahead of the market.

He added that the timing of XRP’s rise depends largely on regulatory clarity and institutional readiness. To him, XRP is still in its infancy when it comes to adoption.

“Path to High Valuation Easier Than It Looks”

In parallel, Aljarrah stated that the path to high valuations is more straightforward than many believe.

He explained that as assets, currencies, and contracts become tokenized, instant settlement at scale will become essential. XRP, through its On-Demand Liquidity (ODL) system, provides the infrastructure to supply that liquidity. This suggests that XRP’s price will rise in tandem with global demand for settlements.

Notably, Aljarrah has previously stated that XRP trading below $3 is unsustainable for a financial system that is rapidly moving toward trillions of dollars in tokenized assets and on-chain settlements.

He believes XRP must rise significantly in order to facilitate high-value transactions. In his latest remarks on the topic, he reinforced this idea by stating:

“If you were to answer the question about how XRP starts getting to these high valuations—like $100, $1,000, or even $100,000—it has to actually support the global financial ecosystem.”