The current economic situation is undergoing significant changes. The appeal of traditional savings methods is gradually diminishing, with a five-year deposit interest rate of only 1.3%, while large-denomination time deposits with an annual interest rate of 3% have become rare. This trend indicates a major shift in investment philosophy: from relying on Interest income to pursuing dividend returns.

In this economic environment, high-dividend sectors are likely to become the focus of various investors. As Interest Rates continue to decline, investors will have to seek new sources of returns, and high-dividend stocks may become an attractive option.

This transformation not only affects individual investors but may also have a profound impact on the entire financial market. Traditional financial institutions like banks may need to adjust their business models to adapt to this new trend. At the same time, companies that can consistently provide stable and high dividends may receive more favor.

However, investors should also be cautious when turning to high dividend strategies. High dividends do not always mean low risk or stable returns. Factors such as the company's fundamentals, industry outlook, and overall economic conditions remain crucial.

Overall, this trend reflects a broader economic transformation. As traditional deposit yields decline, investors may need to take a more proactive approach to managing their finances and seek new sources of returns. This shift could drive the popularization of financial education, prompting more people to learn about investment knowledge and gain a deeper understanding of how the stock market operates.