Recently, the value of XRP has regained market attention. With the GENIUS Act about to become federal law, discussions around payment compliance have become more specific. Ripple not only adapted to the new regulatory environment but also launched RLUSD, positioning itself at the forefront of the stablecoin market. However, the market may be underestimating the potential of XRP as an on-chain settlement tool.

Since the beginning of July, the price of XRP has surged from 2.2 USD to 3.3 USD, an increase of over 50%. On-chain data shows that this is not a short-term speculative behavior, but a steady increase in the number of long-term holders. This reflects investors' optimistic expectations for an improved regulatory environment.

The GENIUS Act establishes standards for compliant stablecoins, while also excluding the SEC from regulation, effectively addressing the long-standing securities dispute faced by XRP. Ripple is applying for a federal license and has established a custody partnership with BNY Mellon. The company has clearly stated that the goal of XRP is not to replace the USD, but to become the most stable channel for USD circulation. These initiatives clarify XRP's role, positioning it as the core for cross-stablecoin settlement.

Currently, the price of XRP is 3.3 USD, but with the gradual release of regulatory dividends, 6 USD may just be the starting point for value reassessment. XRP is undergoing a transition from regulatory controversy to a compliance clearing hub, which could bring it broader development opportunities.