Chainlink Outshines XRP as the True Banking Cryptocurrency, Claims Top Analyst

A fresh debate has erupted within the cryptocurrency community following recent remarks by Quinten, a prominent analyst and host of Coin Compass. Quinten's assertion that Chainlink, not XRP, is the genuine banking cryptocurrency has ignited discussions among enthusiasts.

Challenging the Status Quo

In a thought-provoking tweet on Wednesday, Quinten challenged the widely held belief that XRP is the "banker's coin." Instead, he proposed that Chainlink is better positioned to claim this title, sparking a new round of comparisons between the two blockchain ecosystems.

The Case for Chainlink

While Quinten didn't elaborate on his stance, his viewpoint aligns with recent arguments put forth by Chainlink supporters. For instance, advocate Zach Rynes recently suggested that Chainlink's compatibility with SWIFT surpasses that of XRP.

Rynes pointed to existing partnerships between Chainlink and SWIFT as evidence. He also highlighted Chainlink's collaborations with other financial heavyweights, including Mastercard, the DTCC, and various central banks. These relationships, Rynes argued, position Chainlink more favorably for mainstream banking adoption compared to XRP.

XRP's Established Presence

It's worth noting that XRP has carved out a niche in the traditional financial system, particularly in cross-border payments. Gate, a leading cryptocurrency exchange, utilizes XRP for its payment network, enabling major banking institutions to process on-chain transactions more efficiently and cost-effectively.

This use case has fueled the narrative of XRP as a banking coin. Many in the XRP community believe that as traditional finance increasingly embraces blockchain settlement, XRP will play a pivotal role in a system that could potentially compete with or even replace trillion-dollar settlement firms like SWIFT.

Market Capitalization Disparity

Despite his bullish stance on Chainlink, Quinten acknowledged the significant market cap difference between the two cryptocurrencies. As of September 2025, XRP trades at $3 with a market capitalization of $178.6 billion, dwarfing Chainlink's $16.2 billion valuation at $24 per token.

However, Quinten used this disparity to set a potential target for Chainlink. Given its purported stronger ties with banking institutions, he projected that LINK could increase tenfold to $250, bringing it closer to XRP's current valuation.

Future Price Predictions

Interestingly, Quinten's outlook aligns with a separate prediction from analyst Rekt Fencer, who forecasted a price range of $250 to $400 for Chainlink by the end of Q4 2025. Fencer also predicted that XRP could reach between $8.50 and $9 within the same timeframe.

Community Reactions

The comparison between Chainlink and XRP has elicited mixed responses from the cryptocurrency community. Some XRP supporters questioned the validity of the comparison, while others acknowledged the potential of both cryptocurrencies.

One user suggested that Quinten's frequent mentions of XRP might be an attempt to garner attention. Another enthusiast struck a more balanced tone, predicting that while LINK will indeed shine, XRP will ultimately dominate the cryptocurrency market.

As the debate continues, it's clear that both Chainlink and XRP have unique value propositions in the evolving landscape of blockchain-based financial solutions. The coming years will likely provide more clarity on which cryptocurrency, if either, will truly emerge as the preferred choice for banking institutions.