During today's meal, I happened to come across an old newspaper from 1998, and an article titled "Forecasting the Future of Money" caught my attention. The article presented a forward-looking viewpoint: using Cryptography technology to encrypt transactions (the prototype of Digital Money) can effectively prevent theft.

This prophecy was fulfilled ten years later. In 2008, Bitcoin emerged, heralding a new era of Digital Money. However, the real transformation had yet to arrive. It wasn't until 2025, when I began to venture into this industry, that Digital Money gradually gained recognition from governments and traditional financial institutions.

In mid-2025, Hong Kong issued the "Stablecoin Ordinance," the United States actively promoted the Genius Act, and Shanghai also began exploring the feasibility of a Renminbi stablecoin. This series of initiatives marks the official entry of Digital Money into a new phase of regulation and application.

Looking back at the development of this industry, it has spanned a full 30 years from the initial theoretical concepts to today's widespread applications. However, what is exciting is that the true era of prosperity for Digital Money has just begun.

In this era of rapid change, we are fortunate to witness and participate in this financial revolution. Digital Money not only changes traditional payment methods but also reshapes the global financial system. In the future, with the further development of technology and the continuous improvement of regulations, Digital Money is expected to play a role in broader areas, bringing new opportunities and challenges to the global economy.