Why do the rich think differently about money? The keys that Kiyosaki does not explain well.

Reading “Rich Dad Poor Dad” again, I realized something: most people understand the 7 points but still remain poor. Why?

The real problem is not saving, it's the mindset

Many people hear “pay yourself first” and invest in courses. Good. But they do not understand WHAT an asset really is. A car is not an asset. A house is not always an asset. Your education is if you use it to generate income.

Where most fail: they confuse income with wealth

You earn 5 thousand a month, but it all goes to liabilities (debts, consumption). That is not being rich, it is being in debt. The rich have one thing they teach their children: money should work for you, not the other way around.

The 3 uncomfortable truths:

1. Multiple incomes or none: Employee = 1 source. If you get fired, you fall. Entrepreneur with a business = still 1 source. You need 2-3 distinct flows (business + investments + royalties, for example).

2. Taxes are the biggest legal theft: If you earn 100k and don’t know about taxation, you pay 30k in taxes. A rich person pays 10k because they INVEST in advice. Ignorance costs money.

3. Calculated risk is mandatory: Without risk, there is no growth. The right question is not “what if I lose?”, but “what do I gain if I succeed?” A shift in perspective that changes everything.

Bonus: Kiyosaki says that the educational system teaches you to work for money. True. But it also doesn't teach that investing is math, not magic. 7% annually on average, compounded. With discipline, you don't need to be a genius.