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The 30-year fixed mortgage rate in the U.S. ticked up to 6.26% during the week of November 20th, compared to 6.24% the previous week. A modest bump, sure, but it's part of a broader trend worth watching.



Rising mortgage rates typically signal tighter financial conditions. When borrowing costs climb, it squeezes household budgets and dampens consumer spending power. For crypto markets, this matters more than you'd think. Higher rates often push capital toward safer, yield-bearing assets like bonds, pulling liquidity away from risk-on plays—including digital assets.

We've seen this pattern before: when traditional finance tightens, speculative markets feel the pinch first. Keep an eye on these rate movements. They're not just about housing—they're a barometer for where money flows next.
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