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Have you ever thought about it? Traditional banks are like old-fashioned Victorian clock towers—gears, springs, incredibly precise but extremely bulky. Every second, every moment, relies on countless human inspectors wearing white gloves, carefully maintaining the system. In contrast, AI agents on the blockchain are a completely different species, like photons flickering in quantum tunnels—there's no need to wait for the pendulum to swing back or show any credentials to the gatekeepers who get paid.
By the end of 2025, the balance of power in the financial world is tilting in an irreversible direction. You might ask why transacting on blockchain facilities designed specifically for AI agents makes traditional banks look like they’re crawling in mud. The answer is simple—the gap between "trust costs" and "algorithm efficiency" is too vast.
Why are traditional banks so slow? Basically, it's their obsession with paper-based logic. A cross-border transfer from debit to credit involves anti-money laundering checks, multiple intermediary banks settling, countless manual verification steps. Essentially, this is because information islands form between various databases. Your money circulating within the banking system is like running an endless bureaucratic relay race.
On the blockchain, it's different. The core principle is "atomicity." When an AI agent initiates a transaction, asset transfer and contract execution happen simultaneously—there's no T+2 settlement, only nanosecond-level state changes. For AI, time isn't a money issue; time itself is computational resources. Under optimized parallel processing architectures, AI agents can handle multiple operations simultaneously—something traditional financial systems simply cannot do.