ChatGPT warns of sharp Bitcoin volatility! XRP and SOL prices may change drastically in December

ChatGPT’s latest edition releases data-driven AI predictions, warning that Bitcoin, XRP, and Solana could experience significant price volatility in December. In an optimistic scenario, Bitcoin could reach $230,000, while a pessimistic scenario sees it dropping to $75,000. XRP’s optimistic prediction is $15, with a pessimistic outlook at $0.8. For Solana, the optimistic scenario targets $1,200, while the pessimistic forecast drops to $70.

Institutional ETF Wave as a Triple Catalyst for Three Major Assets

ChatGPT’s prediction model places particular emphasis on the role of institutional ETFs in driving these three major assets. Recently, nine US spot XRP ETFs were approved, and new Solana ETFs launched by Bitwise and Grayscale have also sparked early investor enthusiasm. These products could attract substantial institutional capital inflows during the holiday and winter seasons, replicating the surge in demand seen when Bitcoin and Ethereum ETFs were first launched.

Since its approval in January 2024, the Bitcoin ETF has attracted over $70 billion in inflows, setting the record for the fastest growth in ETF industry history. This successful case provides a reference framework for XRP and SOL ETFs. If ETFs for these two assets can replicate even 20% of Bitcoin’s scale, it would bring tens of billions of dollars in new demand.

More ETF approvals are expected soon, increasing the likelihood that 2026 will be a milestone year for these three coins. The appointment of a crypto-friendly SEC chair by the Trump administration has paved the way for more ETF approvals. In addition to spot ETFs, applications for leveraged and futures ETFs are also in the queue, and the launch of these products will further expand institutional investor participation channels.

Institutional inflows not only create direct buying but, more importantly, alter market structure. When large amounts of long-term institutional capital enter the market, price volatility decreases, liquidity depth increases, and market manipulation becomes more difficult. This structural improvement provides retail investors with a safer investment environment and creates a positive cycle between institutions and retail.

Threefold Effects Driven by Institutional ETFs

Direct Buying: ETF subscriptions require authorized participants to purchase the underlying assets, creating continuous demand.

Liquidity Improvement: Institutional market makers provide deeper order books and narrower bid-ask spreads.

Credibility Endorsement: Mainstream financial institutions launching products reduces retail investor concerns and attracts new capital.

ChatGPT’s optimistic scenario is based precisely on the assumption of accelerated institutional adoption. If ETFs for XRP, Bitcoin, and SOL continue to attract inflows from December through early next year, combined with traditional year-end seasonal rallies, the probability of achieving optimistic targets will be greatly increased.

Bitcoin Forecast: Strategic Reserve and $320,000 Long-Term Target

(Source: Trading View)

The world’s largest cryptocurrency, Bitcoin, reached an all-time high of $126,080 on October 6. ChatGPT’s long-term model predicts that BTC could reach $320,000 by 2026, a target based on the establishment of a US strategic Bitcoin reserve and the continued rise of global institutional allocations.

Bitcoin is often regarded as digital gold, and in uncertain macroeconomic environments, it continues to attract both institutional and retail capital as a potential hedge. Currently, Bitcoin accounts for nearly $1.9 trillion of the roughly $3.27 trillion total crypto market cap, holding a market dominance of over 58%. This dominance has continued to rise over the past year, indicating capital is flowing from high-risk coins to the relative safety of Bitcoin.

With inflation cooling and traders’ optimism rising ahead of the holidays, Bitcoin may once again attempt to break previous highs. The Fed’s recent rate cut could also boost liquidity and continue to stimulate demand in December. In ChatGPT’s optimistic scenario, if these conditions persist, Bitcoin could surge to $230,000 by year-end.

ChatGPT warns that further large-scale sell-offs could drag Bitcoin’s price down to around $75,000, which could signal a prolonged crypto winter lasting until 2026. Such a pessimistic scenario could arise from a global recession, escalating geopolitical crises, or sudden regulatory crackdowns. However, the AI’s $320,000 target for early 2026 remains possible—especially if US lawmakers finalize digital asset regulations and fulfill the commitment to a US strategic Bitcoin reserve.

Solana Forecast: Tokenized RWA Driving $1,200 Target

(Source: Trading View)

Solana is one of the most active blockchain ecosystems in 2025, with a total value locked exceeding $9 billion and a market cap over $80 billion. Developer participation and network usage continue to grow rapidly. SOL has outperformed Bitcoin and XRP today, rising 1.4% over the past 24 hours and trading at $143.

The new Solana ETFs by Bitwise and Grayscale have attracted early investor enthusiasm, with expectations of demand similar to the early days of Bitcoin and Ethereum ETF trading. If market momentum continues to strengthen, ChatGPT predicts that SOL’s price could climb to $1,200, four times its January all-time high of $293—a 739% gain from current levels.

The core support for this optimistic forecast is the growing institutional interest in tokenizing real-world assets. Companies like BlackRock and Franklin Templeton, representing traditional financial giants developing on Solana, are choosing Solana as their preferred platform for asset tokenization. Solana’s high throughput and low fees make it particularly suited for handling large volumes of tokenized securities transactions.

On the downside, ChatGPT AI predicts Solana’s price could plummet to $70 within a month—a roughly 51% drop from current levels. Such a sharp decline could occur if the overall crypto market collapses or if Solana’s network suffers a major technical failure. SOL previously climbed to $250 in January, then fell back to around $100 in April, demonstrating its high price volatility. Although the current price remains far below recent highs, technical patterns indicate an imminent bullish flag breakout.

XRP Forecast: Valuation Reassessment After Legal Victory

In its pessimistic outlook, ChatGPT notes that if market sentiment remains negative, Ripple’s XRP could drop 63% from its current $2.16 range to about $0.8 by December. Such a decline would erase most of XRP’s gains this year, returning it to 2024’s starting price levels.

This would stand in sharp contrast to XRP’s explosive rally earlier this year. In July, XRP surged to a seven-year high of $3.65 after Ripple secured a key legal victory against the US Securities and Exchange Commission. The removal of legal uncertainty unlocked institutional investment channels for XRP, serving as the main catalyst behind its price surge.

Throughout 2025, XRP has mostly traded between $2 and $3. Its Relative Strength Index (RSI) recovered from an oversold reading of 27 on Monday to a neutral level of 52, indicating the price is neither overbought nor oversold, and is relatively balanced.

In a more optimistic scenario, ChatGPT believes XRP has the potential to reach four times its previous all-time high—a 594% gain—to hit $15 by month’s end. While aggressive, this target is not impossible. If the nine XRP ETFs attract significant inflows as expected, and Ripple’s cross-border payment network continues to expand, XRP’s valuation logic could fundamentally change. The market may cease to view it as a speculative token and instead regard it as an enterprise-grade payments infrastructure token with real-world use cases.